Learning about commodity market

Learning about commodity market

All the commodities like energy, metal or food are quite important for people in their everyday life.  Any individual who drives a car will get affected by the increase in the price of crude oil. The drought impact on certain food items will have an impact on what you are planning for the next meal.  Also, commodities are a wise choice to diversify your portfolio either to invest in long-term or to safely invest your fund for a short period.

In earlier days, the average investors found it quite difficult to trade in the commodities market and it demanded more money, expertise and time. However, today, it has changed. Even a non-professional trader could take part in the commodity market.  Similarly, in the cryptocurrency market too one can trade in digital currency even if you don’t have any prior expertise in the field of trading.

Many people would be wondering where to invest in commodities. There are many commodities exchanges that work around the globe. Few of the markets will deal in a particular group while few others trade in different commodities.

Characteristics of commodities

The basic economic principles of demand and supply drive this market. Whenever the supply goes down, the demand will go up.  For instance, a health scare among the cattle’s will lower the demand for the livestock.  It will result in the abundant supply of the same. Global economic developments or the reduced oil outputs will lead to an increase in oil price as the investors keep weighing and assessing the limited supply of oil along with the ever-increasing demand for the energy.  The agricultural products have a highly active trading market. During summer months or during the months of weather transitions, these products will be highly volatile. Also, one needs to keep in mind that the commodity market might turn risky as it gets affected by natural calamities, epidemics, etc.

Different types of commodities

The commodities that are tradable fall into major 4 categories:

  • Metals (silver, gold, copper, platinum, etc)
  • Livestock and meat (pork bellies, lean hogs, feeder cattle, live cattle, etc)
  • Energy (heating oil, crude oil, gasoline, natural gas)
  • Agriculture (corn, wheat, rice, soybeans, cocoa, cotton, sugar, etc)

Many people are investing in precious metals like gold and it is considered as one of the dependable, reliable metal which has a conveyable value. The precious metals also can be used to hedge against the period of high inflation or currency devaluation.

 

 

 

Tough times never last but savings do

Tough times never last but savings do

No matter how much you dislike budgeting and writing accounts there is no denying the fact that only and only when you keep track of your expenses and your income can you hope to save something for a rainy day or even your retirement. There are no special skills needed to help you build a bank balance that will stand in good stead; a little bit of discipline and restraint and some foresight will go a long way.

Here are a few tips that should get you started.

  1. Deals galore: With competition rife in every industry and field, the average consumer has a plethora of choice and that is not all, companies are trying to lure customers by providing them with unbeatable deals. With almost all products produced similarly and performing at par, you can make use of the deals and save every single penny that you can. If you are alert you can identify the discount season, stores and the best deals.
  2. Learn Couponing: If you haven’t already started using coupons then start now. There are classes available even online that teach you the intricate skill of optimizing coupons and saving close to $100 on your grocery bills each month. It requires time but is well worth every second spent on it.
  3. DIY: With help available in just about anything under the sun on the internet you can become a master of DIY and save significantly on not only products but also on handyman jobs. Basic repair and maintenance skills, when acquired, will save you several hundred dollars spent on a professional. There are several online DIY classes and videos that can be of big help in this process.
  4. Invest wisely: Investment is a topic that most people find daunting because of lack of the proper understanding of how things work. While major financial decisions do require the help of certified professionals, learning about investment itself is a good step to take in the right direction. Take the example of bitcoin or Ethereum, two cryptocurrencies that have become the rage in the world. They have become so popular that now anyone can start trading in them by investing in automated trading robots. Make a smart choice by reading the reviews of popular bots here. Besides that, you can follow the market regularly and understand the trend. This will help you strategize for maximum returns from your bots. Just ensure that you invest only what you can afford to lose.

 

 

Should You Choose Bitcoin Or Gold?

Should You Choose Bitcoin Or Gold?

It is a strange fact of nature that both gold and bitcoin are often sought after by the same kind of investor. These two alternative investment assets are so different and yet so alike that a newbie is always confused on what to choose.

To begin with, if you are looking to diversify your investment portfolio then you must make space for both of them because they are meant for different purposes in your portfolio. While gold and other precious commodities have been around for centuries bitcoin and its brood are infants still finding their ground. As we analyze each of these commodities it becomes more and more evident that gold and bitcoin can never replace each other; they both have their place etched out.

Features of gold

What makes gold so appealing besides it physical appearance is that it has been used as a means of transactions since ages. The unique properties of gold confer this special status on it.

  1. Limited availability: Anything that is limited automatically becomes more precious and a thing of immense value. Alchemists have tried and failed to make gold. This intrinsic nature of gold makes it immune to inflation.
  2. It can’t be faked: Gold cannot be counterfeited easily because of its unique features; at best it can be adulterated but with advanced techniques to test purity even, that is not

It is considered the safest natural hedge to turbulent economic times. Time is witness to the fact that down generations gold has never lost its sheen and it is still considered to be a safe investment.

Bitcoin features          

Bitcoin is a digital currency with no physical form; it has only bytes to show its existence. It was created by Satoshi Nakomato to overcome the hardships of fiat currency. This currency does not require any middleman and is not governed by any governments and rules and regulations. Its ability to transcend borders has contributed to its rise to power.

One similarity that bitcoin shares with gold are that it cannot be counterfeited or copied. It works on blockchain technology wherein every single transaction is recorded and it cannot be duplicated. Another important part of bitcoin is that you can remain anonymous when you deal in it.

The future

It is unfair to compare gold and bitcoin because they are not only different in age and performance but also in appearance and creation. Don’t choose between the two have them both in your portfolio. There are several automated trading robots online to get you started on cryptos. Read the review here before deciding which is safe and authentic.

Software so legit should find a place in the Guinness Book of World Records!

Software so legit should find a place in the Guinness Book of World Records!

 

I am never too generous with my compliments!

But when I do compliment, you must take it at face value that I am impressed beyond compare. For I have been in this field for more than five years and by now I know the in and out of it all!

I have been duped several times:

There have been times that I have lost so much money that I was almost on the verge of homelessness. Thank god that I have sufficient skill base to go back to work at any time that I feel.

But during sometime last year, I unraveled brilliant software:

Those were the days when I was looking to begin trading online in cryptocurrencies. It was the time that was scouted to be the best ever a time to invest in bitcoin and the like. The bitcoin had jumped up to six hundred times its original value and also the fastest in the last quarter of that year. There was nothing that couldn’t convince me to take a plunge into it then.

Except of course for the dearth of good trading software!

There was something that was quite intriguing about the internet testimonials that I was reading in a bid to single out the trading software that I had wanted to zero in on. I wanted to be able to be able to get a professional and legit one and if I did not find one then I would have gracefully exited from the thought.

But find I did!

Coincidently, the day I began to almost give up on my plump dream of finding a good one, I hit upon a reviewer whose page took me directly to software that I had heard about often in my trading circles but had never given it a second thought. It was called QProfit System.

The review was layered and structured extremely well:

So, the review was very impressive and I thought of checking it out. In no time I had almost made up my mind that I would open a trading account on this. That day and today, I have made so much money trading that I have almost set up my retirement corpus!

You can read more about QProfit System from my own blog posts or even get on to its website. I promise you that you will be impressed beyond your own expectations. Yes, get on it now!! Thank me later J

  Investment Options to Have a Regular Income in Tension Free Retired Life

  Investment Options to Have a Regular Income in Tension Free Retired Life

When a person gets retired from the service, the regular source of income will not be there. And due to aging, the health conditions will be falling. Therefore by making proper financial planning one can get the regular flow of income during the post-retirement periods. It is necessary to focus on the retirement from the adulthood itself. Mutual funds, public provident fund, and the national pension schemes are available for the investment to have a successful retirement life.

Investment options to have a tension free retirement life

1) Fixed deposit (FDs)

It is the best investment option for those people who are looking for the regular income after retirement. The interest rates for the fixed deposit will vary from the bank to bank. The fixed deposits are offered by the post office and in some companies.

2) Senior citizen saving scheme (SCSS)

After 60 years of age only, one can invest in the SCSS. For those who are taking the voluntary retirement are eligible to invest in this scheme at the age of 55 years. Up to 15 lakhs in multiples of 1000 Rs can be deposited in this scheme. In December 2018, the interest rate for this scheme is about 8.7% per annum.

3) Post office monthly income scheme (MIS)

The interest rate for this scheme is 7.7% and the maturity period is 5years and the maximum investment amount is 4.5 lakhs for the single account and in case of the joint account is 9 lakhs. Taxation is applicable for the income.

4) Monthly income plans (MIPs)

Debt fund is the portfolio of this MIPs and it is a safe one. Liquidity is more with the regular dividend and has low risk. This investment option is safe for the people with the return of the additional income.

5) Investment in equity

The person who plans for the retirement can investment in the equity directly or through the mutual fund. Investment in the mutual fund is the advisable one for the new and small investors. Depending upon the risk of the individual profile the percentage will be allocated. But it is advisable to invest about 20-25% of the retirement corpus in this equity fund. Equity plays an important role in the formation of reserves in the future or one can just choose to trade in the latest automated trading systems such as Qprofit and reap benefits till lifelong. You can read more about QProfit System and safeguard your future.

Why Trading Reviews Are Important For Online Trading

                          Why Trading Reviews Are Important For Online Trading

Every day there are numerous reviews about what and how effective are the trading platforms, online trading is the next big thing that has happened in the evolving digital space. We have an app for everything, right from keeping track of the food we eat, until the sleep-monitoring device; this app-centric world has more to offer when it comes to trading in the financial markets. There are many online brokers who provide the best suggestion to trade in diverse online trade including, binary options trading, cryptocurrency trading, that is immensely popular in the trading fraternity, all these services come with the commission charged that largely vary.

The top brokers charge a higher commission when compared to other brokers; the point to remember is not to get into any illegal and biased opinion and incur huge losses, as the simple rule of the thumb before entering into the online trading is to lose as much only that you can afford. Making incorrect investment choices, is an individual’s own interest, however correct guidance and maximize profits is the dream for every single trader in the online trading game. There are wiser traders who invest in options trading, Futures and stock trading depending how much risk exposure they want to take, based on their Capital Outlay.

The interesting difference comes by while trading online and using app-based stock trading, the tools provided to research, analyze for self-study and understand how the market behaves is important, these features add the cost to the trading interfaces like QProfit System provide round the clock trading features.  As you, read more about Qprofit System, the additional demo session that is provided free of cost for new traders to understand how the entire online trading works is important before jumping the guns, this does not come in the app version, hence the traders should do a little self-study before they foray into the online trading .

While the app version is in the initial stages, many online trading platforms are providing this as an added features to trade through the mobile version with few features that are limited to mobile applications. The number of stars and the honest reviews that other traders, brokers provide does matter to a certain extent when it comes to trading in highly volatile cryptocurrency markets the online version can be tired before heading to the app version. The trades can better understand initially from the online desktop trading, to study the charts and then the app trading can follow.

The Best Trading Apps to Ease Crypto Currency Trading

                     The Best Trading Apps to Ease Crypto Currency Trading

Accessing the financial markets is quite easy if you have the easy and simple tool to increase your investment experience. There are thousands of products, that will look similar and the number of brokers who will vouch for their top picks have the commission in mind, as at the end of the trading day, profit matters to you, and fees matter to the brokers. Choosing offline traders could cost you heavily if you wish to do traditional offline trading, however as we are in the digital age, there is no dearth of online brokers, who help in picking the profitable signals, based on your investment exposure.

All the trading tips, trade signals and other online reads would go wasted, if the investors trust factor is negated by the trading platforms read more about Qprofit System , the reviews based on how individual rate the platform to trade, and have they really profited from this entire volatile market trading experience that is entirely encrypted. Trading apps are the on the go kind of service that trading platforms like QProfit System and others offer, it is more or less like the fast food, that is home delivered.

  • trading apps have the similar features what online trading platforms offer to trade, excepting few important features that are limited due to the paucity of time and other external factors
  • desktop trading was just booming when we have the mobile app trading, with customized dashboards, screen-friendly data of the market movement, research, and analysis of the historical trading trends to give an extra bit of trading tip
  • with watch list trading currency, the app can track the hot and trending currencies to be traded, without being charged for with any fees, and also membership into the gold account gives unlimited margin trading access and extended trading hours, in the 24-hour active crypto exchanges
  • smaller coin investments get rounded to the nearest coin currency and are credited to the trading account, that is actually a clever strategy by the app version business model offered by new startups and digital trading platforms to garner more traffic into their apps
  • the robot advisor analyses your profile and automatically invests in exchange-traded funds to build your diverse profile without limiting to too much equity exposure or high valued currency pairs

As long as the apps are user-friendly and simple to access the users will download and use to benefit their trading time in midst of daily work schedule, the amazing experience to get a small and good payout at end of a trading day without investing time attracts new traders.

How Robust is the Crypto Exchange that You Trade In?

                                     How Robust is the Crypto Exchange that You Trade In?

Crypto exchanges work as the stock exchanges, with the major difference being the currency that is traded, the major shift of investors and traders to foray into crypto-based trading initiated during the deep financial crisis that hit globally. At that point, of time when companies were grasping for the physical oxygen, the green money somewhere from the dark alleys, there rose this digital electronically encrypted coins that had no physical presence, yet became a huge boost for this parallel economy of the virtual trading environment.

Crypto Exchanges usually set the rate of the coin currency both in token form and in encrypted coins form; they perform various functions, more so related to facilitate the trading of cryptocurrencies. They are designed to allow the regular crypto traders to buy and sell with a lower commission that is charged. They also facilitate trading through a trading platform like QProfit System, where there is a charge when the money is withdrawn from the account. They deal in single or paired currencies that are highly volatile, read more about Qprofit System to know how the tools are inherent in the digital trading space, there are many trading platforms, their aim is to educate and earn without investing huge amount of money.

Every exchange calculates and predicts the price of the base cryptocurrency, based on the volumes of trade it handles, as well as the demand and supply of that particular coin currency in the exchanges. Hence, the bigger the exchange, the wider is the scope to trade in different cryptocurrencies across other exchanges without any demographic limitations, and the market sensitive price will be offered by bigger crypto exchanges.

While the pricing is different in every crypto exchange, there could be only a small amount of profit made, if the trading is done in other exchanges. This is helpful in covering the transaction fees that the exchanges charge, depending upon the value and number of trades affected in a particular day.

Trading arbitrage help in trading, with the deferring price of the coin currency, in exchange that allows you to trade with differing prices of the base coin currency. This depends on the extent of research you do to get that small monetary edge over the other traders. Trading can be started with a small amount to open a crypto account and start with demo sessions so that a beginner gets to know how trades are executed electronically.

Basic Functions Of Money Market

Basic Functions Of Money Market

The money market is the exchange market which is organized wherein the participants can borrow and lend high-quality, short-term debt securities that have maturities less than one year. This market facilitates the banks, governments, and other institutions to see the short-term assets in order to fund their immediate cash flow requirements. One can also look at the cryptocurrency market to fund their immediate requirements as this market offers various software like Qprofit system which helps the investor to earn money immediately. Read this post to understand all about it.

The money market also enables the individuals to invest their small funds in the low-risk market. The instruments traded here are certificates of deposits, federal funds, commercial paper, bills of exchange, etc.

Functions

Money market helps in contributing to the country’s development and economic stability by offering short-term liquidity to the commercial banks, large organizations and governments. Investors who have excess money at their disposal can invest in this market and earn interest.

Below mentioned are few of the main functions.

Finances trade- This market offers finances to international and local traders who require money urgently to meet their short-term needs. The market provides the facility of discounting the bills of exchange and thus offers immediate funds to pay for the services or goods.  The international traders get benefited from discount markets and acceptance houses. They also offer funds to different units of the economy like small-scale industries and agriculture.

Industrial growth- Money market provides the business with an easy avenue which helps them to get short-term loans so that their working capital needs will be met.  As the businesses engage in transactions that are in large volume, they will experience a shortage of cash with regard to paying the employees, buying raw-materials or meeting any other short-term expenditure.

Central bank policies- Central banks have the responsibility to guide the country’s monetary policy and taking measures that ensures a strong and healthy financial system. The central bank could perform the function of policy-making efficiently with the help of the money market. For instance, the rate of interest in the money market denotes the condition of the banking industry. In addition to this, the market helps the central bank in influencing sub-markets and implements the monetary policy objectives.

Self-sufficiency of commercial banks- Money market offers the facility of the ready market to the commercial banks where they could invest all their excess reserves. It offers them to maintain liquidity and at the same time earn interest.

 

4Things Successful Entrepreneurs Do

4Things Successful Entrepreneurs Do

There is no shortcut to becoming a successful entrepreneur. You have to go through the difficulties, the hardships, the obstacles and all the other hassles of initiating a business and reap the rewards when the time comes. Moreover, not everything applies to everyone so you have to find out what works for you by going through the litmus test yourself.

What we could tell you is what a successful entrepreneur is known to do and what the 4 things are that he does in order to succeed and grow his business.

  1. They work smarter

Instead of toiling for 24 hours a day and working like a bull on the field, a successful entrepreneur works smarter and not harder. There is no point in trying to do everything by yourself because that will wear you out and you will not be left with much energy to develop new ideas. The simple rule is to hire people and distribute the workload efficiently. This is where your skill will come into play. Find people who have specific skill sets for specific categories of work and employ them accordingly. You can look for talented people with experience from reputed job portals.

  1. Get more work at a lesser cost

Hiring a full-timer might seem like a good idea but if your business is a startup, then it might only add to your budget. A successful entrepreneur knows the cost difference between hiring a freelancer and a full-timer. If his budget is limited, he will get a freelancer to do the same amount of work that a permanent employee will do but at a much lesser cost.

  1. Failures will happen

You will always see and hear successful entrepreneurs emphasizing the normalcy of failures. This is because they have gone through them and they are aware that failures are ladders to a successful stint. If you are prepared to fail then you will also be prepared with solutions and backups. Even if your first venture fails, you should have it in you to try your luck the second time.

  1. They have backups

Having a backup is what most entrepreneurs do and what keeps them afloat. Modern day entrepreneurs invest in different kinds of backups and one of the most popular is trading with the help of this post.  It will keep the cash flowing in even during tough times. One such system is the Qprofit System. You can find more information about it on its official website.